Loan Programs – Best Mortgage Lenders Louisville KY AllPro Mortgage

Our Loan Programs

"AllPro even provided easy to read spreadsheets that laid out all of our different options; so, we felt like we were able to make truly informed decisions regarding our finances. Our Loan Officer was available anytime we had questions and was so patient as they explained things to us."

Whitney Branham

Conventional Loans

* Popular option if you want to put more money down & a lower monthly payment

5% Minimum Down Payment
3% if First-Time Home Buyer
Ideal Credit 640+ FICO
No PMI with <= 80% LTV
Options to Eliminate PMI with > 80% LTV

VA Loans

* Popular option for active military, veterans & their families

0% Down Payment Option
Ideal Credit 620+ FICO
- Possible with < 600 FICO
No PMI Ever!
Advantageous Rates & Fees by comparison

FHA Loans

* Popular option for first time homebuyers

5% Minimum Down Payment
Ideal Credit 620+ FICO
- Possible with < 600 FICO
Higher DTI Limits than Conventional
Non-Occupying Co-Borrowers Allowed

USDA Loans

* Popular home loan option for qualifying rural communities

0% Down Payment Option
Ideal Credit 660+ FICO
Cheaper MI cost than FHA
Option to Finance Closing Costs

Down Payment Assistance (DPA) Loans

* Popular option if you want to buy a more expensive home

Buy a home with less out of pocket
Both private lender and state programs available
Can be used to cover down payment and/or closing costs & prepaids

Investor Loans