Conventional Loan

Conventional Loans - Popular option if you want to put more money down & a lower monthly payment.

Faster Loan Process

The home loan process is more streamlined because the government doesn’t need to approve it. As a result, the process tends to move quickly, which means you get to move into your dream home sooner.

Potentially Eliminate Private Mortgage Insurance

Depending on the size of your down payment, you can eliminate or reduce the PMI you pay monthly. The fee is reduced based on the amount of your down payment. A 20% down payment eliminates the fee.

Lower Interest Rates

A good credit score, stable income, and other criteria could qualify you for a lower interest rate reducing your monthly payment amount.